Bayshore Financial Solutions
Comprehensive Retirement Planning for a Secure Future
At Bayshore Financial Solutions, we believe that retirement success is not just about what you make—it’s about what you keep. Led by President Laura Johnson, our firm is dedicated to helping individuals and families across the U.S. and Florida navigate the increasing complexity of retirement planning with confidence and clarity.
As an independent advisory firm, we are not tied to proprietary products or corporate agendas. Instead, we craft customized, multi-dimensional plans designed to safeguard your wealth, simplify decision-making, and provide peace of mind at every stage of retirement.
Our Comprehensive Services Include
- Tax & Market Volatility Mitigation
Proactively manage tax exposure and weather market fluctuations with strategies that preserve and protect your assets over time. - Medicare & Social Security Optimization
Receive guidance on timing and structuring benefits to maximize your income and healthcare coverage. - Legacy & Estate Planning
Create a thoughtful plan for passing on your wealth, ensuring your family’s future is secure and your wishes are honored. - Income Withdrawal Strategies
Implement sustainable withdrawal strategies, including protected lifetime income options, to help you enjoy your retirement years with financial confidence. - Portfolio Rebalancing & Diversification
Continuously review and adjust your investments to manage risk, seize opportunities, and maintain alignment with your goals. - Fee Management
Identify and limit unnecessary fees, keeping more of your money working for you and your future.
A Holistic Approach to Retirement
At Bayshore Financial Solutions, we treat retirement planning as a comprehensive process rather than one driven solely by investments. Our advisors understand that taxes, healthcare costs, estate planning, and uncoordinated financial strategies can each have a profound impact on your long-term security. By integrating every aspect of your financial life into a cohesive plan, we help you achieve both current stability and future confidence.
Partner with Bayshore Financial Solutions to experience a tailored approach that prioritizes your unique needs, values, and goals—today and for decades to come.
Laura Johnson
Owner & President
Laura Johnson, a Tampa native, is recognized as one of the top independent financial advisors in the Tampa Bay area. She is President of Bayshore Retirement Solutions, an independent insurance agency, and Bayshore Financial Solutions, an independent investment firm under Charles Schwab.
She takes a holistic approach to financial planning, guiding clients through retirement’s many dimensions—mitigating taxes, addressing healthcare costs, planning estates, and creating protected income strategies. Her philosophy is simple: it’s not just what you make, but what you keep that matters.
Before founding Bayshore Retirement Solutions 12 years ago, Laura worked in commercial real estate development and previously lived abroad as a sports agent in Moscow. She attended the American School in Japan, Ecole Internationale in Geneva, and Fordham University.
Beyond her professional life, Laura is the proud parent of eight children—seven adopted and one biological. She enjoys beachside living, camper-van adventures, and the outdoors, creating a life that reflects her commitment to both family and independence. Passionate about numbers and transparency, she champions unbiased, fee-conscious financial advice tailored to each client’s goals.